Electrical Business Startup Checklist
A complete step-by-step checklist for setting up a compliant, professional electrical trade business in the UK — from choosing your legal structure through to building repeat maintenance work.
What's included
- Legal structure and registration (Ltd vs sole trader)
- NICEIC and NAPIT scheme membership steps
- Insurance requirements and minimum cover amounts
- Part P competent person scheme membership
- Business banking and accounting software setup
- Essential test equipment checklist
- Standard terms and conditions guidance
- How to get your first customers with Tradejoy
Preview: first 5 steps
Register with Companies House or HMRC
Decide between Ltd company (Companies House) or sole trader (HMRC Self Assessment). Ltd offers limited liability; sole trader is simpler to start.
Get NICEIC or NAPIT registration
You must be registered with an approved scheme to self-certify electrical work in England and Wales under Part P. NICEIC and NAPIT are the two main schemes.
Public liability insurance (minimum £2m)
Most domestic clients and all commercial clients will require proof of PLI before you start work. £2m is the minimum — £5m is more common.
Employers' liability insurance (if hiring)
Legally required as soon as you employ anyone, even one person. Minimum £5m cover. Fines for non-compliance can reach £2,500 per day.
Open a business bank account
Keeping business and personal finances separate makes tax simpler and looks professional. Many banks offer free business accounts for the first 12–18 months.
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